A nice holiday is the reward for long and hard work. But the dream of seeing the most beautiful places on earth, discovering new cultures and relaxing on beautiful beaches comes at a price. It easily costs up to 4000 USD. Very few people, even if they add up two incomes per year, make an annual profit on this scale. So you need a 4000 USD credit. The best offers for loans of this amount can be found with a loan calculator, such as the one from astro. The duration of the offers presented here is 48 months.
Do you need a 4000 USD loan?
The best offer for a total credit of 4,000 USD comes from the Menobank. She charges a monthly installment of 90.69 USD for this loan. Their annual percentage rate is between 4.29 percent and 9.99 percent. The acceptance rate for such a 4000 USD loan is 70 percent. The acceptance rate results from the experience of the previous users of astro, who wanted to have arranged such a loan. When it comes to customer satisfaction, Menobank receives nine out of ten or 89 percent positive reviews.
The approval for the direct bank online credit is 85 percent, they can also look forward to nine out of ten counters in the question of customer satisfaction. Their acceptance rate for loans is 50 percent. For a 4000 USD credit she demands a monthly rate of on average 90.79 USD. This results from an annual percentage rate of 4.35 percent and ending at 10.90 percent.
Only due to the interest rates, the EC Bank is relegated to the bronze place with a 4000 USD credit. These are effectively between 4.40 percent and 11.95 percent. For a 4000 USD credit results from these values, a monthly rate of 90.88 USD. In all other values, EC Bank does not have to hide from the other two providers. Her customer satisfaction is 91 percent, which gives her the top mark of ten out of ten. The acceptance rate for loans is about 70 percent.
What conditions must be met for a 4000 USD loan?
An old proverb says: No offers without hooks. Of course, this applies to the credit market, where special conditions must be met in order to obtain the desired loans at all. First and foremost, this means creditworthiness must be right. The banks therefore require a fixed income and ask this amount from. In addition, they want information, such as the amount of rent, get. In addition, no old debt may exist. This is proven classically by the entry in the protection association for general credit protection. This credit bureau entry must not be negative. In addition, you must have a permanent residence in the Federal Republic of Germany and have also reached the age of majority. Alone one may sign a credit agreement only as an adult.